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ACE Seguros specializes in Mexico "tourist auto" insurance.
ACE currently insures vehicles valued under $ 50,000 only.
ACE Seguros offers 2 products, the ACE standard and the ACE Platinum package. The ACE Standard package includes all standard Mexico Auto Insurance coverage. The ACE Platinum package has some increased coverage as described below.
Partial Theft - Total Theft coverage is broadened to include payment for theft of parts and accessories only that are permanently attached to the Insured vehicle, excluding sound reproduction and recording equipment such as but not limited to AM/FM radios, Cassette and CD players/recorders, and CB, UHF, and VHF radios. The deductible for Partial Theft is the same as the deductible amount for Total Theft as shown on the face page of your policy.
Minimum Deductibles - for vehicle types other than Private Passenger autos (i.e., Pickups, Vans, SUVs, Motor Homes, Motorcycles, Trailers) deductibles for collision and total theft are fixed as US $500 and $1000 respectively. The deductible as a percentage of the vehicle value shown on the face page of your policy remains as shown.
Vandalism - Vandalism, meaning willful and malicious damage to or destruction of the Insured Vehicle, is covered by this broadening endorsement. The deductible for Vandalism is the same as the deductible amount for Total Theft as shown on the face page of your policy.
Increased Cost of Repair - If the damages to the insured vehicle are repaired in the United States or Canada, the maximum labor cost per hour for repairs will be according to amounts shown per type of vehicle shown below. Currency is in U.S. dollars.
Cars $50 Per/Hr
SUVs $70 Per/Hr
Motor Home $75 Per/Hr
Motorcycle $50 Per/Hr
The Insured Vehicle will be considered a total loss at the option of The Company. The deductible applicable to repairs under this clause are the same as the deductible amounts shown on the face page of your policy.
Civil Liability for Property Damage and for Bodily Injury to Third Parties - The Property Damage Liability limit is increased to US$100,000 and the Bodily Injury Liability limit is increased to US$100,000 per person and US$300,000 per accident. These limits will be shown on the face page of your policy.
Medical Expenses for Occupants of the Insured Vehicle - The limit of liability for Medical Expenses is increased to US$5,000 per person and US$25,000 per accident. Medical Payments coverage is excluded for motorcycles, thus this Clause does also NOT apply to Motorcycles.
Increased Medical Payments for accidents with at-fault Uninsured Motorist - In the event that you are not at fault in an accident that results in injuries to the occupants of your vehicle and the driver of the at-fault vehicle is uninsured, i.e., does not have Automobile Civil Liability Insurance in Mexico, coverage for Risk 6 (Medical Expenses) for injuries to occupants of your vehicle is increased to $15,000 per Person and $40,000 per accident. Medical Payments coverage is excluded for motorcycles, thus this Clause does also NOT apply to Motorcycles.
Click here to download claim information for ACE Seguros.